modern payment solutions Pay smart
Benefit from the speed, convenience, and security of our innovative products and look forward to a modern payment experience.
Our payment solutions at a glance
Here you will find a practical overview of our digital payment solutions.
Comfortable
Pay quickly and easily without having to carry cash or cards. For maximum freedom, flexibility, and transparency.
Worldwide
On the rise: In many parts of the world, traditional payment methods such as cash are increasingly being replaced by digital solutions.
Safe & Secure
Advanced encryption technologies ensure the security of transactions and data in digital payments.
RaiPay – pay easily and securely
With the Raiffeisen payment app, you can pay easily and conveniently with your Android smartphone. Benefit from digital customer cards, fast transfers, practical overviews, and much more.
Garmin Pay – contactless payment
With Garmin Pay, you can make contactless payments at POS terminals directly with your Garmin smartwatch. Especially convenient for those who are often on the go. All you need is your Garmin smartwatch.
Apple Pay – pay quickly and conveniently with your smartphone
With Apple Pay, you can easily pay in stores, online, and in apps. It's secure and private, and setup and use are easy. This is how payments work today.
SwatchPAY - pay in seconds
With SwatchPAY, you can pay in seconds, securely on your wrist. Ideal for those who enjoy being active and don't want to constantly carry a wallet or cell phone with them.
LAKS PAY - Contactless payment
To pay with LAKS PAY, all you need is your Raiffeisen credit card. Wearables come in various styles and shapes – from rings and watches to bracelets and keychains. Choose what's right for you!
Google Pay - the easy way to pay
Easily make online payments and in-person checkouts with your cards securely stored in Google Wallet. Pay contactless wherever Google Pay is accepted.