Raiffeisen CardService Good cards for your business
The new Raiffeisen corporate credit card
Interested in our solutions for private customers?
Overview All advantages in one hand
The Raiffeisen corporate credit card offers you a secure, flexible and convenient solution for your business expenses. Take advantage of the card to optimize your business operations and drive your business success.
Keep track of your card transactions, card account balances (available amount), and monthly statements for your corporate credit card. Card management directly online in Mein Portal Business.
Custom PIN when ordering cards and making changes at ATMs equipped for this purpose.
You can determine the collection date for the outstanding invoice amount yourself. Choose between 3 or 21 days from the date of the monthly invoice.
Save on every annual fee starting with your second corporate credit card under a framework agreement.
With your corporate credit card, you're choosing sustainability. We produce all our cards from recycled PVC.
Digitize your corporate credit card for contactless transactions (NFC). For more information, see r-card-service.at/business/smart-payment
Deposit your company credit cards to pay the toll on Austria's motorways and expressways for vehicles over 3.5 tonnes.
As a corporate credit cardholder, you benefit from a reduced annual fee on a private Raiffeisen credit card, even if your private account isn't held at a Raiffeisen bank and as long as your corporate credit card is still valid.
Optionally, choose a travel package for each card with comprehensive benefits:
- Travel insurance coverage on business trips
- Concierge-Service
- Free access with the Priority Pass to over 1,500 VIP lounges at international airports (including Vienna Schwechat Airport). Access is limited to three free visits within one year, starting from the date the annual travel package fee is charged. From the fourth visit to a VIP lounge within one year, we will charge you €30 (a discounted rate) per visit.
With our partner Visa, you can optionally use Visa Spend Clarity, a modern expense accounting system with extended service (in addition to My Portal Business).
How to order your corporate credit card
39,- EUR / year
From 2 cards only 19.50 euros per year.
As a Raiffeisen customer, we ask you to contact your Raiffeisen customer advisor directly. They will process the credit card application for you.
Our corporate credit card offer is currently available exclusively to Raiffeisen customers. If you would like to switch to Raiffeisen, please contact your nearest Raiffeisenbank branch.
Optional travel package Well protected, better on the road for business
Do you travel regularly for work and want extra security? The optional travel package for the Raiffeisen corporate credit card offers you optimal protection in the following areas:
- Luggage/travel protection insurance
- Medical expenses insurance (in the event of illness and accident abroad)
- Travel accident insurance
- Personal liability insurance
- Travel cancellation insurance
- Robbery
- Business Mobility Package
Exclusive benefits for you
- In the event of your business trip being canceled, we will take over the cost up to five times a year.
- Your work equipment is insured – even in the event of a robbery
- Better informed thanks to the Business Mobility Package: In preparation for your business trip or in an acute emergency situation, Raiffeisen Assistance supports you with important information, for example in the event of a car breakdown or an acute illness.
Better safe than sorry, even on the go
Only the cardholder of the Raiffeisen corporate credit card is insured.
- Your insurance coverage covers trips with a maximum duration of 90 days. Trips lasting longer than 90 days are not covered in their entirety.
- The term “journey” means leaving one’s place of residence, secondary residence or place of work for official/business purposes until returning.
- Travel between the aforementioned locations and within a radius of 20 km from the town boundary is not insured.
- Private travel is not covered by the insurance coverage of your travel package with the Raiffeisen corporate credit card.
Please note that in the event of a claim, appropriate proof of the business trip must be provided (e.g. confirmation from the employer).
- Insurance coverage begins on the date the travel package is applied for, but no earlier than the date the signed declaration of accession is received by RBI (date of accession).
- Please pay or withdraw money with your card at least once every two months to ensure your insurance coverage is always valid. The transaction date shown on your credit card statement is decisive!
The insurance coverage is valid for one year and automatically renews unless the contract is terminated in writing to RBI at least one month before the anniversary date of the joining date. Furthermore, the insurance ends upon expiration of the validity period of your Raiffeisen corporate credit card, upon termination of the card agreement, or in the event of your death.
If something happens, please contact the insurance company's credit card assistance service directly. Report the insured event immediately:
Telephone: +43 1 31670 880
Fax: +43 1 31670 70880
E-Mail: raiffeisenassistance@call-us.at
Price/performance overview
Detailed overview of the prices and services of the company credit card and the insurance benefits.
Raiffeisen corporate credit card
| Annual fee | € 39,00 € |
| Annual fee card for more than 1 card per contract | € 19,50 € |
| One-time fee for card activation | free |
| Annual fee travel package (optional per card) | € 80,00 € |
| Annual fee Management package (optional per contract) Free of charge in the first year of the contract | € 240,00 |
| Card delivery | free |
| Card renewal at the end of the term | free |
| SMS message for monthly bills that can be accessed online | free |
SMS Security Package includes SMS if: | free |
| Fee for change of motif per contract | € 10,00 |
| Fee: Balance query at the ATM | € 0,70 |
| Fee for changing the PIN at the ATM | € 10,00 |
| Fee for processing a credit card transaction in non-euro currency | 1,35% |
| Fee for cash withdrawals (for cash withdrawals in non-euro currency, the fee for processing a credit card transaction in non-euro currency is also charged) | € 0,35 + 3,00 % |
| P2P payment fee | free |
| Payment term from invoice date optionally | 3 or 21 days |
| Interest on arrears p.a. | 4,00 % |
| Credit interest p.a. | 0,00 % |
| Provision of monthly invoices online in My Portal Business | free |
| Fee for paper copy of bill per bill | € 0,90 |
Limit
| Standard limit in accordance with point V of the General Terms and Conditions (includes all uses of the Raiffeisen corporate credit card listed in point IV of the General Terms and Conditions, including blank instructions) | €2.800,00 |
| Cash Withdrawal Limit Daily | € 400,00 |
| Cash Withdrawal Limit Weekly | € 1.000,00 |
| P2P limit daily | € 400,00 |
| P2P Limit Weekly | € 1.000,00 |
| Contactless single transaction limit without PIN up to | € 50,00 |
Changes to prices and services are subject to points XVII b and c of the General Terms and Conditions. For changes to the limit by RBI, points XVI.2 apply. and XVII a of the General Conditions.
Insurance cover
I) Luggage/travel protection insurance
| Achievement | Maximum amount |
|---|---|
| Luggage | € 2.100,00 |
| Objects used for the exercise of a profession | € 1.000,00 |
| Document Replacement | € 240,00 |
| Car repatriation (20% deductible) | € 1.000,00 |
| Delayed delivery of luggage (from 4 hours) | € 250,00 |
| Car towing costs | € 250,00 |
| Travel recall | 100,00 % |
| Unscheduled return journey | € 300,00 |
| Flight delay (from 4 hours) | € 250,00 |
II) Medical expenses insurance (illness/accident abroad)
| Achievement | Maximum amount |
|---|---|
| Inpatient health care abroad | 100 % |
| Outpatient health care abroad | 100 % |
| Repatriation from abroad (if organised by insurers) | 100 % |
| Extended stay due to illness/accident (per day) | € 250,00 |
| Repatriation in the event of death | 100 % |
III) Travel Accident Insurance
| Achievement | Maximum amount |
|---|---|
| Travel accident (from 50% disability) | € 100.000,00 |
| Travel accident (death) | € 21.000,00 |
| Salvage costs | 100 % |
| Helicopter primary costs | 100 % |
IV) Personal liability insurance
| Achievement | Maximum amount |
|---|---|
| Liability | € 750.000,00 |
| Rental property damage | € 25.000,00 |
V) Travel cancellation insurance
| Achievement | Maximum amount |
|---|---|
| 5 cancellation cases per year (each) | € 1.500,00 |
VI) Deprivation
| Achievement | Maximum amount |
|---|---|
| Objects that serve the exercise of a profession, per claim (maximum 2 claims per year) | € 1.000,00 |
A welcome plus for you: the concierge service from "call us"
A table in a sought-after restaurant for a meal with business partners? Tickets for a well-attended concert? A fitness coach for a sports session? With the concierge service from "call us", even more exclusive wishes on business trips can often be fulfilled.
Activate your company credit card and get started
The company credit card can be used immediately, regardless of the postal delivery of the physical card. Simply activate the digital credit card in the RaiPay app and pay with it immediately.