Modern payment solutions Smart payment
Benefit from the speed, convenience and security of our innovative products and look forward to a modern payment experience.
Our payment solutions at a glance
Here you can get a practical overview of our digital payment solutions.
Comfortable
Pay quickly and easily without having to carry around cash or cards. For maximum freedom, flexibility and transparency.
Worldwide
On the rise: In many parts of the world, traditional payment methods such as cash are increasingly being replaced by digital solutions.
Safe & Secure
Advanced encryption technologies ensure the security of transactions and data in digital payments.
RaiPay – easy and secure payment
With the Raiffeisen payment app, you can pay easily and easily with your Android smartphone. Benefit from digital loyalty cards, fast transfers, convenient overviews and much more.
Garmin Pay – contactless payment
With Garmin Pay, you can make contactless payments at the POS terminal directly with your Garmin smartwatch. Especially practical for those who travel a lot. All you need is your Garmin smartwatch.
Apple Pay – pay quickly and conveniently with your smartphone
With Apple Pay, you can easily pay in stores, online, and in apps. It's secure and private, and it's easy to set up and use. This is how payment works today.
SwatchPAY - pay in seconds
With SwatchPAY, you can pay in just a few seconds, well secured on your wrist. Ideal for those who like to be active and don't always want to carry a wallet or mobile phone with them.
LAKS PAY - Contactless payment
To pay with LAKS PAY, all you need is your Raiffeisen credit card. Wearables come in different types and shapes - from rings and watches to bracelets and keychains. Choose what suits you!
Google Pay - the easy way to pay
Easily make online payments and in-person checkouts with your cards securely stored in Google Wallet. Pay contactless wherever Google Pay is accepted.
Our credit cards
To offer you just the right solution, we have a variety of credit cards with different benefits and features to choose from. This allows us to ensure that we meet your needs in the best possible way.
