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Pay quickly, securely and easily with Google Pay.

Add your Raiffeisen credit card to Google Wallet™ and make contactless payments wherever Google Pay is accepted.

Google Pay - the easy way to pay

Make online payments and in-person checkouts effortless with your cards securely stored in Google Wallet.

Set up quickly in just a few steps

It's that easy:

  1. Open the Google Wallet app or download it from the Google Play Store.
  2. Tap "Add to Wallet" and follow the instructions.
  3. Verify your card if necessary. Then you're good to go!

A secure way to pay

Google Wallet protects your cards with industry-leading security built right into your Android phone. When you pay with Google Pay, your real card details are never shared. Plus, easy-to-use privacy settings put you in control of who sees and uses your data.

Fast, easy contactless payments

You can use the cards stored in Google Wallet to pay anywhere contactless payments and Google Pay are accepted. Just look for the Google Pay acceptance sign or the contactless icon at checkout.

How to use Google Pay

Preconditions:

  1. An active Google Account.
  2. Google Wallet App.
  3. Android 9.0 (Pie) or higher.
  4. Android device with NFC support.
  5. A credit card from Raiffeisen CardService.

Frequently Asked Questions

Here are the most common questions and answers about Google Pay.

Google Wallet is a digital wallet that allows you to securely store your cards, tickets, passes, keys, and IDs. Note: Not all features are available in every region.

Security and privacy are built into every part of Google Wallet to protect all your essentials. When you pay with your Android device, Google Pay doesn't share your real credit card number with the company, so your payment information remains secure.

Download Google Wallet on your Android device from the Play Store.

There are no costs to set up or use Google Pay.

Google Pay is compatible with most modern Android devices from a variety of manufacturers and form factors, including mobile phones, tablets, and devices running Wear OS by Google.

In certain cases, customers may be required to complete additional verification before they can add their card to Google Pay. This measure is designed to protect your data and is based on our risk management. One of the methods used is the 3D Secure Non-Payment Flow.

What is 3D Secure and why is it used?

3D Secure (3DS) is a security protocol designed to protect online transactions and confirm the identity of the cardholder. Even if no payment is made, 3DS can be used to ensure that only authorized people add a card to Google Pay..

Verification options via 3D Secure

There are two ways customers can verify their identity through 3DS:

  1. pushTAN in the My ELBA app

    While adding the card to Google Pay, the customer receives a signature request on their smartphone in the form of a push notification. Tapping the notification will redirect the customer to the My ELBA app. A screen will appear there with authentication details such as the merchant name (Google) and a confirmation button. Once confirmed, the customer will automatically be redirected back to Google Wallet to complete the process.

    You can find more information about pushTAN here: [https://www.r-card-service.at/de/privat/hilfe-werkzeuge/sicherheit/pushtan.html]
  2. CardService SecureCode with SMS one-time password
    If the customer does not use a pushTAN in the My ELBA app, he can alternatively use the CardService SecureCode in combination with a one-time password (OTP), which is sent by SMS. In Google Wallet, you'll see a screen where you can enter both values.

    These additional security measures help protect your data and prevent unauthorized access.

Google Pay and Google Wallet are trademarks of Google LLC.