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A man and a woman are sitting at the kitchen island in a bright, modern kitchen, having a friendly conversation over coffee and orange juice. The relaxed atmosphere and stylish interior create a pleasant living environment.

Card and payment solutions

Simple. Quick. Secure.

Our credit cards at a glance

To offer you exactly the right solution, we have a variety of credit cards with various benefits and functions to choose from. This way we can ensure that we meet your needs optimally.

Individual design

Simply choose the PIN and the design of your card yourself.

Accepted worldwide

Our credit cards are accepted worldwide as a cashless means of payment.

Secure online payment

Secure payment method for your online purchases through pushTAN and Secure Code.

An illustration of a credit card featuring an EMV chip and magnetic stripe set against a yellow background, symbolizing modern digital payment methods and contactless payment. Surrounded by stylized trees, the graphic represents secure and environmentally conscious finance.

Raiffeisen Credit Cards with PVC-Free Card Material

Modern design, high convenience and a clear layout are at the heart of our credit cards. At the same time, we use PVC-free card material for our cards. The portrait format and the removal of the signature strip create a clean, contemporary and uncluttered appearance.

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A person is calmly booking a flight using a credit card and laptop at a wooden table. Alongside tea and a camera, the homey atmosphere ensures a comfortable and secure online travel experience.

Pay quickly and securely

With the Classic credit card you can pay for your purchases quickly, safely and conveniently. Online or offline on millions of terminals worldwide.

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A young woman sits at a laptop in a bright, modern room, holding a credit card with a look of concentration. The scene symbolizes convenient and secure online shopping in a relaxed atmosphere.

Relaxed while traveling

With the Gold credit card you enjoy all the advantages of the Classic credit card and are also insured when traveling. So that you can enjoy your holiday in a carefree way.

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A smiling woman sits relaxed at a wooden table with a tablet and credit card in hand, shopping online. The bright, tastefully furnished home, featuring flowers and natural light, highlights the convenience of digital shopping.

All-round protection

The Platinum credit card offers you all the advantages of the Classic and the Gold credit cards. In addition to the versatile travel insurance cover you also enjoy benefits in case of a robbery, and a purchase protection.

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Which credit card is best for you?

  • Illustration of two modern, gray credit cards featuring the contactless symbol and the Mastercard and Visa logos. They represent secure and flexible payment options for everyday use and online transactions.

    Classic

    For the uncomplicated.

    22,25 EUR / year

    • For Raiffeisen customers in the first year for 14,84 EUR
    • Contactless payment
    • Custom PIN
    • Custom design
    • Either as Visa or Mastercard
    • Card limit 2.500,- EUR
    • SMS security package (may be ordered additionally)
    • No insurance coverage
  • Depiction of two elegant, gold-colored credit cards featuring the contactless symbol and the Mastercard and Visa logos. They represent modern, secure, and flexible payment options in the digital age.

    Gold

    For those who love to travel.

    73,14 EUR / year

    • For Raiffeisen customers in the first year for 36,56 EUR
    • Contactless payment
    • Custom PIN
    • Custom design
    • Either as Visa or Mastercard
    • Card limit 4.000,- EUR
    • SMS security package
    • Incl. travel insurance coverage*
    • No insurance cover for family members** in case of accident and for treatment costs
    • No purchase protection or theft insurance
  • Modern black credit cards featuring an EMV chip and contactless symbol, bearing the Mastercard and Visa logos. They represent stylish, secure, and flexible payment options.

    Platinum

    For the demanding.

    127,19 EUR / year

    • Contactless payment
    • Custom PIN
    • Elegant platinum design, no custom design
    • Either as Visa or Mastercard
    • Card limit 10.000,- EUR
    • SMS security package
    • Incl. travel insurance coverage* with higher sums
    • Accident and treatment costs for cardholders and family members**
    • Purchase protection and deprivation insurance for cardholders

* Luggage/travel protection insurance, private liability, cancellation, accident, treatment costs in case of illness/accident abroad
** minor children, spouse/life partner in the common household

Attractive special offers and exclusive discounts

Our cards not only offer you a relaxed shopping experience, you even get your money back. Learn all about our current promotions and cooperations, which are specially tailored to your needs.

Special offers and discounts